Hillsborough County
Home Inspector
Home Inspector in Hillsborough County
Kore Home Inspections offers reliable home inspection services throughout Hillsborough County, serving both incorporated cities and unincorporated communities. From Tampa, Plant City, and Temple Terrace to areas such as Brandon, Riverview, Apollo Beach, Carrollwood, Westchase, Town ’n’ Country, and Valrico, our inspectors provide thorough, professional evaluations tailored to the local housing market. With more than ten years of experience and full Florida licensing and insurance, we help buyers, sellers, investors, and property owners move forward with confidence.
Whether you are purchasing a home, preparing to sell, or completing an inspection for insurance or underwriting purposes, our team delivers clear and accurate assessments you can rely on. We inspect single-family homes, condos, townhomes, multi-family properties, mobile homes, and commercial buildings throughout Hillsborough County. Each inspection is documented in a detailed digital report that is delivered promptly— before we leave the property—so you have the information you need to make informed decisions without unnecessary delays. Our sample report can be viewed HERE.
Wind Mitigation Inspector in Hillsborough County
Wind mitigation inspections in Hillsborough County are an essential part of protecting homes while helping homeowners reduce insurance premiums. Properties across this region are exposed to severe weather, including strong winds, tropical storms, and hurricanes, and insurance carriers rely on wind mitigation reports to evaluate risk. A properly completed wind mitigation inspection can qualify a home for valuable insurance credits and discounts, often resulting in meaningful long-term savings. Florida insurance guidelines favor homes that demonstrate verified wind-resistant construction or upgrades, making this inspection a smart and practical step for Hillsborough County homeowners.
Kore Home Inspections provides thorough wind mitigation inspections throughout Hillsborough County, including Tampa, Plant City, Temple Terrace, and unincorporated areas such as Brandon, Riverview, Valrico, Apollo Beach, Carrollwood, and Westchase. The way a home is built plays a major role in how well it withstands high winds. Roof design, roof decking attachment, roof-to-wall connections, and opening protection systems all directly affect a structure’s performance during storms and its eligibility for insurance credits.
Our licensed wind mitigation inspectors evaluate key components required by Florida insurers, including roof shape, roof covering and decking type, nailing patterns, truss or rafter connections, and the presence of hurricane straps or clips. We also assess opening protection such as impact-rated windows and doors, shutters, and reinforced garage doors. Each feature is reviewed according to current wind mitigation standards, and all findings are documented clearly on an insurance-approved wind mitigation form.
If areas of concern are identified, we explain how those vulnerabilities may affect wind resistance and insurance eligibility. Many Hillsborough County homeowners choose to pair a wind mitigation inspection with a home inspection to gain a complete understanding of both the property’s condition and its ability to withstand wind events. Reviewing roof age, construction methods, and installation details can help identify issues early and prevent insurance delays or coverage complications.
Kore Home Inspections also performs shutter mitigation inspections for homes equipped with storm protection systems. Properly installed and documented shutters, impact windows, and reinforced openings are among the most effective ways to reduce wind damage and lower hurricane-related insurance costs.
Wind mitigation inspections are just as important for commercial properties in Hillsborough County. Certain buildings, including larger or multi-story structures, may require Building Type II or III wind mitigation documentation to meet insurance requirements. Our qualified inspectors work with business owners to evaluate roof systems and opening protections to support compliance and improve overall building safety.
Kore Home Inspections is dedicated to helping Hillsborough County property owners reduce storm risk, improve insurability, and prepare for hurricane season with confidence. A wind mitigation inspection is more than an insurance form—it is a practical way to protect your home, manage long-term costs, and safeguard your investment.
4 Point Inspection in Hillsborough County
A four point inspection in Hillsborough County is a key requirement for many homeowners, buyers, and sellers who need to secure or renew homeowners insurance. This inspection focuses on four critical systems—the roof, electrical, plumbing, and HVAC—and gives insurance carriers a clear overview of the home’s current condition. For properties throughout Hillsborough County, including Tampa and surrounding communities, a four point inspection is a cost-effective way to identify potential risks before they lead to coverage issues or costly insurance delays.
Insurance companies commonly require a four point inspection for homes that are approximately 20 years old or older when issuing or renewing a policy. Carriers use this report to confirm that the major systems are functional, properly maintained, and do not present an increased risk of loss. If any of these systems are outdated, deteriorated, or unsafe, insurance coverage may be limited or denied. Scheduling a four point inspection early helps homeowners avoid last-minute complications and provides time to address issues if needed.
During a four point inspection, our inspectors evaluate the age, condition, and visible components of the roof, electrical system, plumbing system, and HVAC equipment. The inspection documents items insurance companies focus on most, such as roof condition and remaining life, electrical panel type and wiring concerns, plumbing materials and leaks, and HVAC operation and general performance. This is not a full home inspection, but a targeted evaluation designed specifically to meet insurance requirements.
Kore Home Inspections performs four point inspections throughout Hillsborough County, including Tampa, Plant City, Temple Terrace, and unincorporated areas such as Brandon, Riverview, Valrico, Apollo Beach, Carrollwood, and Westchase. Our inspectors understand the expectations of Florida insurance carriers and are familiar with common issues found in local homes. Reports are completed accurately and formatted to be insurance-ready, helping move the underwriting process forward smoothly.
Flexible scheduling is available, including same-day and weekend appointments, to accommodate real estate and insurance timelines. Inspection reports are delivered promptly, and findings are explained clearly so homeowners know what may need attention before submitting the report to their insurance provider.
If you need a four point inspector in Hillsborough County, Kore Home Inspections is ready to help. We provide efficient, insurance-focused four point inspections that support homeowners, buyers, and agents throughout the county with clear documentation and dependable service.
Mold Inspection in Hillsborough County
Mold testing in Hillsborough County is an important service for protecting both property value and indoor air quality. Mold occurs naturally in the environment, but when excess moisture is present inside a home—such as from roof leaks, plumbing failures, condensation, or inadequate ventilation—mold spores can grow and spread quickly. Homes throughout Hillsborough County are exposed to warm temperatures and high humidity for much of the year, creating conditions where mold problems can develop before they are easily noticed. Professional mold testing is especially valuable for homeowners, buyers, and sellers who want clear information about indoor conditions.
Mold spores commonly enter properties through doors, windows, and HVAC systems. Once inside, they often settle in damp or poorly ventilated areas such as bathrooms, kitchens, attics, laundry rooms, wall cavities, and around leaking pipes. Elevated mold levels can impact indoor air quality and may contribute to allergy symptoms, respiratory irritation, or other health concerns depending on the level and duration of exposure. Because mold growth is not always visible, testing helps identify potential issues early, often before they lead to costly repairs or health-related concerns.
Kore Home Inspections provides professional mold testing and indoor air quality testing throughout Hillsborough County, including Tampa, Plant City, Temple Terrace, and unincorporated areas such as Brandon, Riverview, Valrico, Apollo Beach, Carrollwood, Westchase, and Town ’n’ Country. Our services are limited strictly to testing and reporting. We do not perform mold remediation, which allows our assessments to remain independent and unbiased. Each inspection includes a visual evaluation, moisture and humidity measurements, and air or surface sampling when appropriate. All samples are submitted to accredited laboratories for analysis, and results are delivered in a clear, easy-to-understand report.
Air sampling is typically performed both outside and inside the property to establish a comparison baseline. Outdoor samples provide a reference point, while indoor samples help determine whether mold spore concentrations are elevated within the home. Surface sampling is used when visible growth or suspicious staining is present and helps identify the general mold family involved. This information can be useful when consulting with a qualified remediation professional if elevated levels are confirmed.
During the inspection, our inspectors also look for conditions that commonly contribute to mold growth, including moisture intrusion, past or active leaks, poor ventilation, and elevated indoor humidity. Tools such as moisture meters and thermal imaging cameras are used to help detect hidden moisture problems that may not be visible during a standard walkthrough. Because mold growth is almost always linked to water issues, identifying these contributing factors is an important part of the assessment.
Kore Home Inspections works with homeowners, buyers, sellers, and real estate professionals throughout Hillsborough County. Mold testing is often requested during real estate transactions, following water damage, or when indoor air quality is a concern. We offer prompt scheduling and provide lab-backed reports that help clients understand their results and determine appropriate next steps.
If you are concerned about mold or the air quality inside your home, professional testing can help clarify whether elevated mold levels are present and how significant the findings may be. Kore Home Inspections provides reliable mold testing and indoor air quality testing throughout Hillsborough County, giving property owners the information they need to make confident, informed decisions.
Hillsborough County Permit Search
A home’s permit history is essential for any inspection. Hillsborough County offers a free online permit search available HERE. Note there are two options for searching. Records from 2005 to early 2021 will be found on the older search. Records from early 2021 to present will be found on the newer search. Any records prior to 2005 will need a public records request.
A home’s permit history is an important part of the inspection process in Hillsborough County and can play a key role during insurance reviews and real estate transactions. Hillsborough County offers a free online permit search that allows homeowners, buyers, and inspectors to look up permits for roofing, electrical, plumbing, HVAC, and other major improvements. Permit records are public information and are commonly requested by insurance companies during four point inspections, roof certifications, and underwriting evaluations. Having accurate permit documentation available can help confirm the age of major systems and prevent delays when submitting inspection reports.
The Hillsborough County permit search generally applies to properties located in unincorporated areas of the county. Homes within incorporated municipalities such as the City of Tampa, Plant City, or Temple Terrace are often permitted through their respective city building departments. In those cases, homeowners may need to access the city’s permitting portal or request records directly from the local building department. This is especially common for older homes or properties that were built before annexation or jurisdictional changes.
Roof permits are among the most frequently requested documents during insurance inspections in Hillsborough County. Insurance carriers often require proof of the roof installation or replacement date to verify remaining useful life and determine eligibility for coverage or discounts. Having a copy of the roof permit ready before scheduling a four point inspection or roof inspection can significantly streamline the process and reduce follow-up requests from insurers.
Reviewing permit history ahead of time helps homeowners and buyers better understand what work has been completed on a property and whether it was done with proper approvals. It also allows inspectors to more accurately document system ages and conditions in the inspection report. Taking a few minutes to access permit records before an inspection is a simple step that can make the inspection and insurance process smoother throughout Hillsborough County.
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(816) 593-4166
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Hillsborough County
Service Areas
- Plant City
- Tampa
- Temple Terrace
