4-Point Inspection
A 4-Point inspection is a type of limited property inspection often required by insurance companies, including large insurers like Citizens Insurance. Unlike a comprehensive home inspection that examines the entire property in detail, a 4-Point inspection focuses specifically on four major systems of the home: the roof, electrical system, heating, ventilation, and air conditioning (HVAC) system, and plumbing. The primary purpose of this inspection is to evaluate the general condition and expected lifespan of these critical systems, helping insurance companies assess the risk of insuring the home. This report is normally acceptable anywhere between 10 days to a year.
The 4-Point Inspection requires a signature on the 4-Point Inspection Agreement. An example of the agreement may be viewed below.
4-Point Inspection Preparation
In preparation for a 4-Point inspection, homeowners should ensure that the four systems being evaluated are accessible to the inspector. This means clearing away any belongings or obstacles that may block access to the roof, HVAC unit, plumbing, and electrical panels. It’s also a good idea for homeowners to check the general condition of these systems beforehand. If there are any obvious issues, such as leaks or signs of damage, addressing them before the inspection can help ensure a smooth process and may improve the chances of securing insurance coverage.
Kore Home Inspections 4-Point Agreement
This is an Agreement between you, the undersigned Client, and us, Kore Home Inspections LLC, pertaining to our 4-point inspection of the Property at: {{ADDRESS}}
The terms below govern this Agreement.
- You will pay us ${{PRICE}} for our 4-point inspection. If there is no guest parking at the property location, but a valet serviceYou agree to pay the full cost of the valet service when it is time to collect payment.
- We will perform a 4-point inspection of the property consistent with insurance industry standards and provide you with a written report.
- A 4-point inspection is a very limited inspection. It is not nearly as comprehensive as a residential home inspection.
- Our inspection and report are for your use only. You give us permission to discuss observations with real estate agents, insurers, owners, repair persons, or other interested parties. You will be the sole owner of the report and all rights to it. We are not responsible for use or misinterpretation by third parties, and third parties who rely on it in any way do so at their own risk and release us (including employees and business entities) from any liability whatsoever. If you or any person acting on your behalf provide the report to a third party who then sues you and/or us, you release us for any liability agree to pay our costs and legal fees in defending any action naming us. Our report is in no way a guarantee or warranty, express or implied, regarding the future use, operability, habitability or suitability of the home/building or its components. We disclaim all warranties, express or implied, to the fullest extent allowed by law.
- We assume no liability for the cost of repair or replacement of unreported defects or deficiencies either current or arising in the future. You agree that in all cases our liability shall be limited to liquidated damages in an amount not greater than the fee you paid us. You waive any claim for consequential, exemplary, special or incidental damages or for the loss of the use of the home/building. You acknowledge that the liquidated damages are not a penalty, but that we intend them to (i) reflect the fact that actual damages may be difficult and impractical to ascertain; (ii) allocate risk between us; and (iii) enable us to perform the inspection for the agreed upon fee.
- We do not perform engineering, architectural, plumbing, or any other job function requiring an occupational license in the jurisdiction where the property is located. If we hold a valid occupational license, we may inform you of this and you may hire us to perform additional functions. Any agreement for such additional services shall be in a separate writing.
- If you believe you have a claim against us, you agree to provide us with the following: (1) written notification of adverse conditions within seven days of discovery; and (2) immediate access to the premises. Failure to comply with these conditions releases us from liability.
- You agree that any litigation arising out of this Agreement shall be filed only in the Court having jurisdiction in the County where we have our principal place of business. If you fail to prove any claim against us, you agree to pay all our legal costs, expenses and fees incurred in defending that claim. You agree that any legal action against InterNACHI itself, allegedly arising out of this Agreement or our membership in InterNACHI, must be brought only in the District Court of Boulder County, Colorado. Before bringing any such action, you must provide InterNACHI with 30 days’ written notice of the nature of the claim. In any action against us or InterNACHI, you waive trial by jury.
- If a court declares any provision of this Agreement invalid, the remaining provisions remain in effect. This Agreement represents our entire agreement; there are no terms or promises other than those set forth herein. No statement or promise by us shall be binding unless reduced to writing and signed by one of our authorized officers. Any modification of this Agreement must be in writing and signed by you and by one of our authorized officers. This Agreement shall be binding upon and enforceable by the parties and their heirs, executors, administrators, successors and assignees. You will have no cause of action against us after one year from the date of the inspection.
- Payment of the inspection fee (less any deposit noted above) is due when we complete the inspection. You agree to pay all costs and attorney’s fees incurred in collecting the fee owed to us. If the Client is a corporation, LLC, or similar entity, you personally guarantee payment of the fee.
- If you request a re-inspection, the re-inspection is subject to the terms of this Agreement.
- You may not assign this Agreement.
- If a court finds any term of this Agreement ambiguous or that it otherwise requires judicial interpretation, the court shall not construe that term against us by reason of the rule that any ambiguity in a document is construed against the party drafting it. You had the opportunity to consult qualified counsel before signing this Agreement.
- If there is more than one Client, you are signing on behalf of all of them, and you represent that you are authorized to do so.
Request A Quote
Call us at (305) 924-2364
Our Services
Our Service Areas
- Miami-Dade County
- Broward County
- Palm Beach County
- Martin County
- Saint Lucie County